| Detail | Information |
|---|---|
| Punjab National Bank (PNB), under Ministry of Finance, Govt. of India | |
| Local Bank Officer (LBO) – JMGS-I (Junior Management Grade Scale I) | |
| 545 posts across various states (state‑wise breakdown in official notification) | |
| Bachelor’s degree in any discipline from a recognized university + 1 year of banking experience. Proficiency in local language (reading, writing, speaking) is mandatory. | |
| Minimum 20 years, Maximum 30 years as on 01.07.2026. Age relaxation for SC/ST (5 years), OBC (3 years), PwBD (10 years), etc. as per government rules. | |
| JMGS-I scale: ₹48,480 – ₹85,920 (initial basic ₹48,480) plus allowances like DA, HRA, CCA, and other perquisites as per bank rules. | |
| Starts: 20 July 2026 (tentatively) | Last Date: 09 August 2026 (11:59 PM IST) | |
| Expected in August/September 2026. Admit card will be available 7‑10 days before exam. | |
| Candidates must select one state for which they are applying. Posting will be in that state initially. | |
| Direct Recruitment (Permanent). Selection through Online Test, Local Language Test, and Interview. | |
| General/OBC/EWS: ₹600 + GST | SC/ST/PwBD: ₹100 + GST (non‑refundable). Fee to be paid online. |
💵 Salary, Benefits & Promotion Growth
- Pay Scale: Starting basic ₹48,480. Monthly gross salary (approx.) including DA, HRA, CCA, and other allowances will be around ₹70,000 – ₹80,000 at current rates.
- Allowances: Dearness Allowance (revised quarterly), House Rent Allowance (based on posting city), City Compensatory Allowance, Medical Reimbursement, and other perks like leave encashment, LTC.
- Other Benefits: Pension under New Pension Scheme (NPS), bank loans at concessional rates, gratuity, and insurance cover.
- Career Progression: Fast‑track promotions based on internal exams and performance. LBO can rise to MMGS-II, MMGS-III, and higher officer cadres. There is also provision for departmental exams for faster growth.
- Job Security: Permanent appointment in a leading public sector bank with all attendant benefits and post‑retirement pension.
🗺️ State‑wise Vacancy (Expected Pattern)
Candidates can apply for vacancies in any one state. The approximate distribution (subject to official notification) includes:
| State/UT | Approx. Vacancies |
|---|---|
| Uttar Pradesh | 60 |
| Maharashtra | 50 |
| Delhi/Haryana | 45 |
| Madhya Pradesh | 40 |
| Rajasthan | 35 |
| Other States | 315 |
For exact state‑wise breakup and eligibility, refer to the official notification available on PNB Website.
📝 Exam Pattern & Selection Process
Recruitment Type: Direct Recruitment (Regular). Selection stages:
- Online Written Test: Objective type, bilingual (English + local language). Sections: Reasoning, English Language, Quantitative Aptitude, Banking & Financial Awareness, and Professional Knowledge (General Banking with special emphasis on the chosen state). Total marks 200, time 2 hours. Negative marking: 0.25 mark for each wrong answer.
- Local Language Test: Candidates who clear the online test will have to undergo a local language proficiency test to ensure reading, writing, and speaking skills in the language of the applied state.
- Personal Interview: Shortlisted candidates will be called for an interview (50 marks). Minimum qualifying marks in interview: 40% for general, 35% for reserved.
- Final Merit: Based on combined performance in online test and interview.
Note: No TA/DA is paid for interview.
📌 How to Apply – Step‑by‑Step Guide
- Visit the PNB Official Website: Go to www.pnbindia.in and find the “Careers” section or the direct recruitment link.
- Download the Notification: Read the detailed advertisement for Local Bank Officer 2026 to check eligibility, state‑wise vacancies, and instructions.
- Click on “Apply Online”: You will be redirected to the IBPS registration portal (or PNB’s own portal). New users must register with a valid email ID and mobile number.
- Fill the Application Form: Enter personal details, educational qualifications, banking experience, choice of state, and language proficiency. Upload scanned photograph and signature (as per specifications: photograph 20‑50 KB, signature 10‑20 KB, in JPEG format).
- Pay the Application Fee: Fee ₹600 (General/OBC/EWS) or ₹100 (SC/ST/PwBD) plus applicable GST. Payment can be made online via debit/credit card, net banking, or UPI.
- Preview & Final Submit: Verify all entries. After submission, take a printout of the application form for future reference. No changes are allowed after final submission.
- Download Admit Card: About 7‑10 days before the exam, admit card will be released on the portal. Carry a colour printout to the examination centre.
- Keep Documents Ready: Original documents will be verified at the time of interview. Keep all educational certificates, experience letter, age proof, caste certificate (if applicable), and photo ID ready.
⚠️ Important: Applications are accepted online only. No hard copy needs to be sent. Beware of fraudulent calls/emails asking for money for recruitment. PNB never asks for money beyond the application fee.
🔗 Important Links
❓ Frequently Asked Questions
What is the last date to apply?
09 August 2026 (11:59 PM). Online registration closes then.
Is banking experience mandatory?
Yes, one year of banking experience is required as per the notification.
What is the application fee?
₹600 + GST for General/OBC/EWS and ₹100 + GST for SC/ST/PwBD.
Can I apply for more than one state?
No, you can apply for only one state. The choice is final.
Is there negative marking in the exam?
Yes, 0.25 mark is deducted for each wrong answer.
What is the pay scale?
JMGS-I: ₹48,480 – ₹85,920. With allowances, the monthly gross will be around ₹70,000.
Will I be posted in my selected state?
Yes, LBOs are posted in the state for which they apply and must serve there for a minimum period.
Where can I get the official notification?
On the PNB website (www.pnbindia.in) under the Careers section.
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