🔴 LIVE: IBPS Clerk 2025 Prelims Exam in Progress! Next Phase: Mains on 29 November 2025
🏦
IBPS Clerk 2025 - Exam in Progress
Customer Service Associate (CSA) - 10,696 Posts in PSU Banks
Total Posts
10,696 Vacancies
Participating Banks
11 PSU Banks
Salary Range
₹40K-₹42K
Mains Exam
29 November 2025
Selection Process
Prelims + Mains
Recruitment Overview
🏛️ IBPS Clerk 2025 - CRP CSA XV
The Institute of Banking Personnel Selection (IBPS) is conducting the Common Recruitment Process for Customer Service Associates (CRP CSA XV) to fill 10,696 clerical positions in 11 participating Public Sector Banks across India.
Organization: Institute of Banking Personnel Selection (IBPS)
Recruitment Process: CRP CSA XV (15th Common Recruitment Process)
Official Website: www.ibps.in
Current Status: Prelims examination is currently in progress (4th, 5th & 11th October 2025). The exam is being conducted in multiple shifts with approximately 5-7 lakh candidates appearing nationwide.
10,696
Total Vacancies
11
PSU Banks
2
Exam Phases
₹64,480
Max Basic Pay
📅 Examination Timeline & Current Status
| Phase | Date & Time | Status | Remarks |
|---|---|---|---|
| Notification Released | 1st August 2025 | ✅ Completed | Registration: 1-28 Aug 2025 |
| Prelims Admit Card | 24th September 2025 | ✅ Released | Downloaded by candidates |
| Prelims Exam - Day 1 | 4th October 2025 | ✅ Completed | 4 Shifts | Easy to Moderate |
| Prelims Exam - Day 2 | 5th October 2025 | ✅ Completed | 4 Shifts | Easy to Moderate |
| Prelims Exam - Final Day | 11th October 2025 | 🔴 Scheduled Today | 4 Shifts Remaining |
| Prelims Result | Expected: Early November 2025 | ⏳ Awaited | Cut-off will be declared |
| Mains Admit Card | Expected: Mid November 2025 | ⏳ Upcoming | For qualified candidates |
| Mains Exam | 29th November 2025 | 📅 Scheduled | Single Day | 160 Minutes |
| Final Result | Expected: January 2026 | ⏳ Awaited | Merit list for allotment |
| Provisional Allotment | Expected: March 2026 | ⏳ Final Phase | Bank-wise allocation |
📊 Live Exam Analysis - Prelims 2025
📈 Overall Difficulty Level
Assessment: Easy to Moderate across all shifts
- 4th October: All 4 shifts - Consistent moderate level
- 5th October: Slight variation, overall easy-moderate
- Good Attempts: 72-82 questions with accuracy
- Time Management: Adequate for most candidates
Expert Verdict: Standard IBPS pattern maintained with balanced difficulty distribution.
🧠 Section-wise Analysis
Reasoning Ability (35 Questions):
- Puzzles & Seating Arrangement: 15-20 questions
- Syllogism: 3-5 questions
- Coding-Decoding: 5 questions
- Inequalities: 3-5 questions
- Miscellaneous: 5-7 questions
Numerical Ability (35 Questions):
- Simplification: 12-14 questions
- Data Interpretation: 10 questions
- Arithmetic: 8-10 questions
- Number Series: 3-5 questions
English Language (30 Questions):
- Reading Comprehension: 8-10 questions
- Cloze Test: 5-6 questions
- Error Detection: 5 questions
- Para Jumble: 5 questions
- Fill in the blanks: 5 questions
🎯 Expected Cut-off Trends
Preliminary Analysis (Tentative):
| Category | Expected Cut-off |
|---|---|
| General | 75-80 |
| OBC | 72-77 |
| SC | 65-70 |
| ST | 60-65 |
Note: Final cut-offs depend on overall performance and normalization process.
📝 Key Observations
Positive Aspects:
- Standard IBPS pattern followed
- No unexpected surprises in question types
- Adequate time for completion
- Balanced sectional difficulty
Challenging Areas:
- Complex puzzles in reasoning section
- Calculation-intensive DI questions
- Tricky options in English section
Success Strategy: Focus on accuracy over attempts. Speed with precision was the key to success in this exam.
🏛️ Participating Banks & Vacancy Distribution
| Bank Name | Headquarters | Vacancies | Preference Rating |
|---|---|---|---|
| Canara Bank | Bengaluru, Karnataka | 3,000 | ⭐⭐⭐⭐⭐ (Best Growth) |
| Central Bank of India | Mumbai, Maharashtra | 2,000 | ⭐⭐⭐⭐ |
| Bank of Baroda | Vadodara, Gujarat | 1,684 | ⭐⭐⭐⭐⭐ (International Presence) |
| Punjab National Bank | New Delhi | 1,150 | ⭐⭐⭐⭐ (Strong Brand) |
| Bank of Maharashtra | Pune, Maharashtra | 700 | ⭐⭐⭐ |
| Union Bank of India | Mumbai, Maharashtra | 600 | ⭐⭐⭐⭐ (Post-merger Growth) |
| Punjab & Sind Bank | New Delhi | 461 | ⭐⭐⭐ |
| Bank of India | Mumbai, Maharashtra | 432 | ⭐⭐⭐⭐ |
| UCO Bank | Kolkata, West Bengal | 419 | ⭐⭐⭐ |
| Indian Overseas Bank | Chennai, Tamil Nadu | 250 | ⭐⭐⭐ |
| Indian Bank | Chennai, Tamil Nadu | To be notified | ⭐⭐⭐⭐ |
💰 Salary Structure & Career Growth
💵 Pay Scale Details
Pay Scale: ₹24,050 - ₹64,480 (20 Years)
- Starting Basic Pay: ₹24,050
- Maximum Basic Pay: ₹64,480
- Initial In-hand Salary: ₹40,000 - ₹42,000
- Annual Increments: As per pay scale progression
🏠 Allowances & Benefits
- Dearness Allowance: ₹4,769 (approx)
- House Rent Allowance: ₹2,740 (varies by city)
- Special Allowance: ₹7,083
- Transport Allowance: ₹850
- TA DA: ₹134
- Medical Benefits: Comprehensive coverage
- Leave Travel Allowance: As per rules
📈 Career Progression
Promotion Opportunities:
- Clerk to Officer: Through internal exams (JAIIB/CAIIB)
- Officer Scale I: After 5+ years experience
- Officer Scale II & III: Through internal promotions
- Assistant Manager: Higher level positions
- Retirement Benefits: PF, Gratuity, Pension (NPS)
🎯 Job Profile & Responsibilities
Key Responsibilities:
- Customer service and assistance
- Cash handling and teller operations
- Account opening and maintenance
- Documentation and record keeping
- Digital banking support
- Cross-selling bank products
- Compliance with banking regulations
🎯 Previous Year Questions (PYQs) & Practice MCQs
Q1
IBPS 2023
In a certain code language, 'MOUSE' is written as 'PRXVH'. How is 'CHAIR' written in that code language?
Answer: B. FKDOU
Explanation:
Pattern: Each letter is moved +3 positions in the alphabet
M → P (+3), O → R (+3), U → X (+3), S → V (+3), E → H (+3)
Similarly for CHAIR:
C → F (+3), H → K (+3), A → D (+3), I → L (+3), R → U (+3)
Therefore, CHAIR = FKLDU (But closest option is FKDOU)
Pattern: Each letter is moved +3 positions in the alphabet
M → P (+3), O → R (+3), U → X (+3), S → V (+3), E → H (+3)
Similarly for CHAIR:
C → F (+3), H → K (+3), A → D (+3), I → L (+3), R → U (+3)
Therefore, CHAIR = FKLDU (But closest option is FKDOU)
Q2
IBPS 2024
Statements: Some books are pens. All pens are pencils. No pencil is an eraser.
Conclusions: I. Some books are pencils. II. No pen is an eraser.
Conclusions: I. Some books are pencils. II. No pen is an eraser.
Answer: C. Both conclusions I and II follow
Explanation:
From "Some books are pens" + "All pens are pencils" → Some books are pencils (Conclusion I follows)
From "All pens are pencils" + "No pencil is an eraser" → No pen is an eraser (Conclusion II follows)
Both conclusions are logically valid.
From "Some books are pens" + "All pens are pencils" → Some books are pencils (Conclusion I follows)
From "All pens are pencils" + "No pencil is an eraser" → No pen is an eraser (Conclusion II follows)
Both conclusions are logically valid.
Q3
IBPS 2023
Five friends A, B, C, D and E are sitting in a row. A and B are not sitting at the ends. C is sitting between D and E. Who is sitting at the left end?
Answer: A. D
Explanation:
Given: C is between D and E → D-C-E or E-C-D
A and B are not at ends
If arrangement is D-C-E, then A and B must be at positions 4 and 5
Possible arrangement: D-C-E-A-B or D-C-E-B-A
Since A and B cannot be at ends, D must be at the left end.
Given: C is between D and E → D-C-E or E-C-D
A and B are not at ends
If arrangement is D-C-E, then A and B must be at positions 4 and 5
Possible arrangement: D-C-E-A-B or D-C-E-B-A
Since A and B cannot be at ends, D must be at the left end.
Q1
IBPS 2024
The compound interest on ₹8000 at 15% per annum for 2 years compounded annually is:
Answer: B. ₹2580
Explanation:
P = ₹8000, R = 15%, T = 2 years
Amount = P(1 + R/100)^T
Amount = 8000(1 + 15/100)²
Amount = 8000(1.15)²
Amount = 8000 × 1.3225 = ₹10,580
CI = Amount - Principal = ₹10,580 - ₹8000 = ₹2580
P = ₹8000, R = 15%, T = 2 years
Amount = P(1 + R/100)^T
Amount = 8000(1 + 15/100)²
Amount = 8000(1.15)²
Amount = 8000 × 1.3225 = ₹10,580
CI = Amount - Principal = ₹10,580 - ₹8000 = ₹2580
Q2
IBPS 2023
A train travels 450 km in 5 hours. What is the speed of the train in m/s?
Answer: A. 25 m/s
Explanation:
Distance = 450 km, Time = 5 hours
Speed = Distance/Time = 450/5 = 90 km/h
Convert to m/s: Speed = 90 × (1000/3600) = 90 × (5/18) = 25 m/s
Distance = 450 km, Time = 5 hours
Speed = Distance/Time = 450/5 = 90 km/h
Convert to m/s: Speed = 90 × (1000/3600) = 90 × (5/18) = 25 m/s
Q3
IBPS 2024
Find the missing number in the series: 5, 11, 23, 47, 95, ?
Answer: B. 191
Explanation:
Pattern: Each term = (Previous term × 2) + 1
5 × 2 + 1 = 11
11 × 2 + 1 = 23
23 × 2 + 1 = 47
47 × 2 + 1 = 95
95 × 2 + 1 = 191
Pattern: Each term = (Previous term × 2) + 1
5 × 2 + 1 = 11
11 × 2 + 1 = 23
23 × 2 + 1 = 47
47 × 2 + 1 = 95
95 × 2 + 1 = 191
Q1
IBPS 2024
Find the error in the sentence: "Neither the manager nor his assistants was present at the meeting yesterday."
Answer: B. nor his assistants was
Explanation:
In "Neither...nor" constructions, the verb agrees with the subject closer to it. Here "assistants" (plural) is closer to the verb, so it should be "were" not "was".
Correct: "Neither the manager nor his assistants were present at the meeting yesterday."
In "Neither...nor" constructions, the verb agrees with the subject closer to it. Here "assistants" (plural) is closer to the verb, so it should be "were" not "was".
Correct: "Neither the manager nor his assistants were present at the meeting yesterday."
Q2
IBPS 2023
Choose the word that is most similar in meaning to "AMELIORATE":
Answer: B. Improve
Explanation:
"Ameliorate" means to make something better or to improve a situation. It is synonymous with "improve," "enhance," or "better."
"Ameliorate" means to make something better or to improve a situation. It is synonymous with "improve," "enhance," or "better."
Q3
IBPS 2024
Fill in the blank: "The new policy will _____ significant changes in the banking sector."
Answer: A. bring about
Explanation:
"Bring about" means to cause something to happen or to result in changes. It fits perfectly in the context of policy causing changes in the banking sector.
"Bring about" means to cause something to happen or to result in changes. It fits perfectly in the context of policy causing changes in the banking sector.
Q1
IBPS 2024
What is the current repo rate set by RBI as of October 2025?
Answer: B. 6.50%
Explanation:
The Reserve Bank of India has maintained the repo rate at 6.50% since February 2023. The repo rate is the rate at which RBI lends money to commercial banks.
The Reserve Bank of India has maintained the repo rate at 6.50% since February 2023. The repo rate is the rate at which RBI lends money to commercial banks.
Q2
IBPS 2024
NEFT (National Electronic Funds Transfer) transactions are processed in:
Answer: B. Hourly batches
Explanation:
NEFT operates in hourly batches from 8:00 AM to 6:30 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays. However, from December 2019, NEFT has become available 24×7×365, but still processes in batches every 30 minutes.
NEFT operates in hourly batches from 8:00 AM to 6:30 PM on weekdays and 8:00 AM to 1:00 PM on Saturdays. However, from December 2019, NEFT has become available 24×7×365, but still processes in batches every 30 minutes.
Q3
IBPS 2024
Which of the following is NOT a function of the Reserve Bank of India?
Answer: C. Providing loans to individuals
Explanation:
RBI does not provide loans directly to individuals. It is the central bank that regulates commercial banks, formulates monetary policy, manages foreign exchange, and issues currency. Individual loans are provided by commercial banks, not RBI.
RBI does not provide loans directly to individuals. It is the central bank that regulates commercial banks, formulates monetary policy, manages foreign exchange, and issues currency. Individual loans are provided by commercial banks, not RBI.
Q4
IBPS 2024
What is the full form of MUDRA in the context of banking?
Answer: A. Micro Units Development and Refinance Agency
Explanation:
MUDRA stands for Micro Units Development and Refinance Agency. It was established in 2015 to provide loans to micro and small enterprises. It offers three types of loans: Shishu (up to ₹50,000), Kishor (₹50,000 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh).
MUDRA stands for Micro Units Development and Refinance Agency. It was established in 2015 to provide loans to micro and small enterprises. It offers three types of loans: Shishu (up to ₹50,000), Kishor (₹50,000 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh).
📚 Mains Preparation Strategy
✓ Focus Areas: Computer Knowledge, General Awareness, and advanced reasoning patterns
✓ Time Allocation: 160 minutes for 155 questions across 4 sections
✓ Sectional Cut-offs: Ensure minimum marks in each section
✓ Mock Tests: Practice full-length mains mock tests regularly
✓ Current Affairs: Focus on last 6 months, especially banking-related news
🎯 Mains Exam Preparation Strategy
With Prelims exam in progress, successful candidates must now shift focus to Mains preparation. The Mains exam on 29th November 2025 will have 4 sections including Computer Knowledge and General/Financial Awareness not tested in Prelims.
📊 Current Affairs
Last 6 Months Focus
💻 Computer Knowledge
New Section in Mains
🏦 Banking Awareness
RBI Updates Essential
